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We spend $15 billion a year training doctors but end up with a medical workforce that doesn't meet the nation's health care needs, according to an Institute of Medicine Report.

Some insurance companies charge the highest copays for HIV/AIDS drugs, even generics, the civil rights complaint alleges. This could discourage high-cost patients from enrolling in the plans.

People who contribute up to $25 a month would be exempt from cost-sharing requirements. But some consumer advocates say the health savings accounts add a needless layer of complexity to Medicaid.

Medicare is trying a different approach in one experiment: Some hospice patients will still be able to get treatments aimed at prolonging life.

Insurers and some Democratic senators say people should have a cheaper option on the health exchanges. But those plans may leave people with painfully high copays and deductibles if they get sick.

Even if parents are providing health insurance, they often can't find out what's happening when their adult children suffer from severe mental illness.

The state has defined autism behavioral therapy as a type of medical benefit not subject to the mental health parity law, a move that allows insurers more latitude in limiting benefits.

The recent Supreme Court ruling gives employers more latitude in refusing to pay for certain kinds of birth control for employees. But most companies won't go that route, analysts predict.

Although medical costs will increase as the economy improves, the shift of expenses to workers by employers will help restrain the overall cost of care a little.

With this year's enrollment in Obamacare brisk, Health and Human Services Secretary Sylvia Burwell says she's not worried that the U.S. Supreme Court may yet overturn a key provision of the law.